Practice

Pension investing with ETFs

DC and RSP benefits are completely a function of contributions and the actual investment result for each employee. Employees are responsible for the outcome, not employers, and the pension amount is unknown until retirement. High costs, poor investment decision-making and lack of scale are documented problems with DC plans, which have generally experienced returns 1% lower than DB plans over time, according to a recent Towers Watson study.

December 1, 2011

10 min read

Working on your business

Are you building a business or simply working a paying job?

By Tyrone Matheson |December 1, 2011

3 min read

How to talk clients through family troubles

Divorce, death of family members, serious health issues and aging parents are tough family situations you need to be prepared to discuss with clients.

November 28, 2011

3 min read

Are MFDA advisors missing out on ETFs?

Fast-growing product offering is changing the licensing debate.

By Christopher Mason |November 28, 2011

4 min read

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