Planning and Advice

Canadians set to make — and break — holiday budgets

If you factored holiday spending into your client’s cash flow plan, you deserve a cup of holiday cheer. If you also discussed with your client a plan for impulsive behaviour, you deserve a visit from St. Nick himself. That’s because more than half of Canadians (51%) expect to go over budget this holiday season, reveals […]

By Staff |December 19, 2016

2 min read

Does your compensation create conflicts?

The Canadian Securities Administrators (CSA) has published a staff notice that looks at firms' compensation arrangements and incentive practices that are used to motivate representatives’ day-to-day behaviours.

By Staff |December 15, 2016

2 min read

3 reasons retirement shouldn’t be a full stop

The old adage, “Today is the first day of the rest of your life,” is never truer than on a client’s last day on the job. And advances in medical technology mean that, for many, the rest of their life could be a very long time. You might also like… In fact, they could well […]

By Camilla Cornell |December 15, 2016

2 min read

A third of working Canadians have no retirement savings: poll

Three in 10 Canadians currently working say they haven’t saved a cent for retirement, finds a poll by Insights West and Credential Financial. The survey also found 18% of retirees say they have to work in retirement to support themselves and nearly a third enter retirement with more debt than they had anticipated. Read: 2017 […]

By Staff |December 14, 2016

1 min read