Tax

Use charitable life insurance to trigger a tax receipt

Life insurance is an appropriate tool to generate funds for charities and to enjoy significant tax benefits both in life and death.

September 19, 2011

3 min read

Combine insurance to boost income

An insured annuity can be a powerful tool to help business owners maximize retirement income while minimizing tax. This type of annuity involves simultaneously purchasing a life annuity and a life insurance policy.

By André L’Espérance |September 16, 2011

3 min read

Less tax means more return

My focus is to help clients and their advisors achieve the best after-tax returns, because at the end of the day, that’s what their financial plans are based on and that’s the money they can actually spend. Good returns aren’t good for much if they’re not tax-efficient.

By Jason Heath |September 14, 2011

2 min read

Income splitting from beyond the grave

One effective way to use a trust structure to minimize tax for an estate and its beneficiaries is to income-split by using multiple trusts in a will.

By Margaret O’Sullivan |September 14, 2011

2 min read