John J. De Goey

Like it or not, change is coming

I recently attended the CIFPs annual meeting where current trends in the industry where discussed. One of the topics was the strategic move to require all CFPs to put their clients' interests first. On the surface, this seems like motherhood and apple pie. Beneath that surface, however, something far more contentious lurks.

By John J. De Goey |June 22, 2011

3 min read

Planning and Advice

Asset class costs factor into planning

Many advisors shoulder the responsibility of supervising financial independence planning for their clients. What I’m curious about is whether or not they take cost or the method of payment into consideration when doing those projections.

By John J. De Goey |June 10, 2011

3 min read

Planning and Advice

Three dollar raffle tickets

It seems a number of readers have recently either taken my points out of context or missed the point altogether. Lately, I’ve been writing about cost and why it is important to keep expenses down. People have written back and talked about the importance of planning, the randomness of returns for actively managed products and the overall quality of advice they give.

By John J. De Goey |May 18, 2011

3 min read