Insurance

Liquidating life insurance

Life insurance is often an important tool for funding a liquidity event, such as the death of a business owner, as the proceeds can be used to immediately pay off creditors and provide often much-needed cash flow in a time of business uncertainty. Business owners who operate their business through a corporation often choose to […]

By Jamie Golombek |February 17, 2010

3 min read

Michaud: Diagnosing Alzheimer’s

Alzheimer’s disease is prevalent in today’s society, with an incidence rising from 1% at ages 70 – 74 to more than 8% in individuals age 85 and older. As the population ages, the burden of Alzheimer’s disease will continue to increase. The cause of the disease is unclear. Approximately 10% of cases show early onset […]

By Hélène Michaud, Dr. Chi-Ming Chow, Dr. Judy Beamish |January 13, 2010

3 min read

Ensure clients are insured for life

During any discussion regarding life insurance, advisors should be seeking the answer to two key questions: How much coverage is required? and What type of life insurance product is best suited for the client [DASH] temporary or permanent coverage? While both questions are important, the answer to the first usually determines the response to the […]

By Bruce Cumming |January 11, 2010

7 min read

Variable annuities belong in a retirement plan

Retirement planning has changed dramatically over the past few years. The recent world market volatility has felt too much like a broken CNE roller coaster ride – a mixture of thrills and nausea. But no matter how frightened investors are of the ride, they’re always ready to buy another ticket in anticipation. Hopefully, with history […]

By David Wm. Brown |January 1, 2010

3 min read