Insurance

Premium Advice — Funding retirement with insurance products

(October 2007) With low interest rates come difficult decisions, especially for people whose money is in GICs or bonds. In order to make it through retirement with these investment products clients will either have to get aggressive with their investments or dramatically change their lifestyle. But two relatively simple products — term-to-100-based life contracts and […]

By Chris Paterson |October 22, 2007

3 min read

Insurers fight to keep retiring group assets

(September 2007) The country’s largest insurers are making a concerted effort to bring together their distribution networks for group and individual retirement products before the baby boomers exit the workforce. Upon retirement, millions of boomers will leave behind their employee benefit plans. And their group plan providers hope they will simply “rollover” into another distribution […]

By Mark Noble |September 18, 2007

5 min read

Planned giving can help family’s future

(September 2007) In recent years, there has been a significant increase in large, often multi-million dollar donations benefiting universities, health centres and other important institutions. For many, donating the big bucks is great place to put extra cash, but it also provides an opportunity to reinvest substantial tax saving. One area where insurance advisors like […]

By Chris Paterson |September 4, 2007

3 min read

Ways to approach wills and insurance

(August 2007) A life insurance policy is the one financial product that your client is probably not keen to see paid out anytime soon. But like a will, life insurance is an estate planning tool that will bring certainty to a client’s legacy. Corry Collins, a CFP and chartered life underwriter at Halifax-based Living Benefits […]

By Mark Noble |August 17, 2007

4 min read