Life

Changing lifecycles put premium on insurance

As if the sandwich generation didn’t have enough to fret about, they now have to worry about their new insurance needs, too. And many don’t even know it.

By Vikram Barhat |March 12, 2012

2 min read

How to explain insurance rate increases

Since the last quarter of 2010, most insurers have increased their prices; with some hinting at a third round of rate hikes. And the product itself may actually be heading for extinction, since some providers are removing their permanent products and focusing on adjustable insurance rates or term insurance.

By David Wm. Brown |March 1, 2012

2 min read

Merger creates new MGA giant

In a move that could shake up the insurance distribution channel, Financial Horizons Inc. has bought Force Financiere Excel, creating the country's largest Managing General Agency (MGA).

By Staff |February 29, 2012

1 min read

Two opportunities in the fine print

Few insurance advisors pay attention to the settlement options in their clients’ policies. But you should. Policyholders can actually choose if beneficiaries are paid a settlement with an annuity or in a lump sum.

February 24, 2012

2 min read